:root{--navy:#0A2540;--navy-2:#12355c;--teal:#00A3A1;--teal-d:#008886;--gold:#C9A227;--bg:#FAFAF7;--card:#fff;--text:#1A1A1A;--muted:#5a6b7f;--line:#d7e0ea;--r:14px;--shadow:0 10px 30px rgba(10,37,64,.08);--font:Inter,"Plus Jakarta Sans","Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;--head:"Plus Jakarta Sans",Inter,"Segoe UI",system-ui,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:16px/1.55 var(--font)}
img{max-width:100%;height:auto}a{color:var(--teal-d)}
h1,h2,h3{font-family:var(--head);color:var(--navy);line-height:1.15;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,6vw,3.6rem);font-weight:800;margin:0 0 .3em}
h2{font-size:clamp(1.5rem,3.4vw,2.1rem);font-weight:800;margin:0 0 .5em}
h3{font-size:1.1rem;font-weight:700;margin:0 0 .4em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
/* header */
.site-head{background:var(--navy);color:#fff;position:sticky;top:0;z-index:30;border-bottom:3px solid var(--gold)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-family:var(--head);font-weight:800;font-size:1.25rem;letter-spacing:-.02em}
.logo img{width:36px;height:36px}.logo b{color:var(--teal)}.logo small{font-size:.6em;margin-left:2px}
.nav{display:flex;gap:4px;align-items:center}
.nav a{color:#e6eef6;text-decoration:none;font-weight:600;font-size:.93rem;padding:8px 10px;border-radius:8px}
.nav a:hover,.nav a[aria-current=page]{color:#fff;background:rgba(255,255,255,.08)}
.nav a.btn{background:var(--teal);color:#fff;margin-left:6px}
.nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.35);color:#fff;border-radius:8px;padding:8px 10px;font:600 .9rem var(--font)}
@media (max-width:860px){.nav-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);flex-direction:column;align-items:stretch;padding:8px 16px 16px;border-bottom:3px solid var(--gold)}.nav.open{display:flex}.nav a.btn{margin:6px 0 0;text-align:center}}
/* buttons */
.btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;font-weight:700;padding:14px 22px;border-radius:12px;border:2px solid var(--teal);font-size:1rem;cursor:pointer;font-family:var(--font);text-align:center}
.btn:hover{background:var(--teal-d);border-color:var(--teal-d)}
.btn.alt{background:transparent;color:#fff;border-color:#fff}.btn.alt:hover{background:rgba(255,255,255,.1)}
.btn.ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn.gold{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.btn[disabled]{opacity:.55;cursor:not-allowed}
.btns{display:flex;flex-wrap:wrap;gap:12px}
/* hero */
.hero{background:linear-gradient(150deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:72px 0 80px;position:relative;overflow:hidden}
.hero h1{color:#fff}.hero .brandline{font-family:var(--head);font-weight:700;font-size:1.35rem;color:var(--teal);margin:0 0 18px}
.hero p.lead{font-size:1.15rem;max-width:620px;color:#d6e4ef;margin:0 0 28px}
.hero .mark{position:absolute;right:-60px;bottom:-60px;width:360px;opacity:.12}
.page-hero{background:var(--navy);color:#fff;padding:48px 0 44px}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,5vw,2.8rem)}.page-hero p{color:#d6e4ef;max-width:680px;margin:0;font-size:1.08rem}
/* sections */
section.band{padding:64px 0}section.band.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.kicker{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:800;color:var(--teal-d);margin:0 0 8px}
.sub{color:var(--muted);max-width:700px;margin:0 0 28px}
.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:1fr}}
@media (max-width:640px){.g2,.g4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:22px}
.card p{margin:.3em 0 0;color:#333}
.step .num{display:inline-flex;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px;border:2px solid var(--teal)}
.step .tag{display:block;font-size:.78rem;font-weight:800;color:var(--gold);text-transform:uppercase;letter-spacing:.06em}
.price{font-family:var(--head);font-size:2.4rem;font-weight:800;color:var(--navy);margin:8px 0}
.price small{font-size:.9rem;color:var(--muted);font-weight:600}
ul.ticks{list-style:none;padding:0;margin:12px 0 20px}ul.ticks li{padding:6px 0 6px 30px;position:relative}
ul.ticks li:before{content:"";position:absolute;left:0;top:10px;width:18px;height:18px;border-radius:50%;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='white' stroke-width='2.4'/%3E%3C/svg%3E") center/14px no-repeat}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:start}@media (max-width:860px){.split{grid-template-columns:1fr}}
.feature{border-left:4px solid var(--teal);padding-left:16px}
.ng{background:var(--navy);color:#fff}.ng h2,.ng h3{color:#fff}.ng .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.15);box-shadow:none}.ng .card p{color:#d6e4ef}.ng .sub{color:#c3d4e2}.ng .kicker{color:var(--teal)}
table.prices{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
table.prices th,table.prices td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left}
table.prices th{background:var(--navy);color:#fff;font-size:.9rem}table.prices td.amt{font-weight:800;color:var(--navy);white-space:nowrap}
/* forms */
label{display:block;font-size:.85rem;font-weight:700;margin:0 0 6px;color:var(--navy)}
.field{margin-bottom:14px}
input,select,textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:12px;font:1rem var(--font);background:#fff;color:var(--text)}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(0,163,161,.35);border-color:var(--teal)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media (max-width:560px){.row2{grid-template-columns:1fr}}
.hp{position:absolute;left:-5000px}
.notice{padding:12px 14px;border-radius:10px;background:#eaf7f7;color:#0b4f4e;font-size:.95rem;margin:10px 0}
.notice.err{background:#fff1f0;color:#9f1d14}.notice.warn{background:#fff8e6;color:#7a5600}
.hidden{display:none!important}
/* footer */
.site-foot{background:#071a2e;color:#b8c7d6;padding:44px 0 28px;font-size:.92rem}
.site-foot a{color:#e6eef6;text-decoration:none}.site-foot a:hover{color:var(--teal)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:24px}@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}
.site-foot ul{list-style:none;padding:0;margin:0}.site-foot li{margin:6px 0}
.site-foot .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:28px;padding-top:16px;font-size:.82rem;color:#8ea2b6}
.edu{color:var(--muted);font-size:.85rem;line-height:1.5}
/* calculator */
.calc-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:18px;align-items:start}
@media (max-width:900px){.calc-grid{grid-template-columns:1fr}.results{position:static!important}}
.calc h3{margin:18px 0 10px;font-size:1rem}
.results{position:sticky;top:84px}
.hero-number{background:linear-gradient(145deg,var(--navy),var(--navy-2));color:#fff;border-radius:16px;padding:20px;margin-bottom:12px;border-bottom:4px solid var(--gold)}
.hero-number .label{font-size:.85rem;opacity:.85;margin-bottom:6px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.hero-number .value{font-size:clamp(1.7rem,4vw,2.4rem);font-weight:800;letter-spacing:-.03em;color:var(--gold);font-variant-numeric:tabular-nums}
.hero-number .sub2{margin-top:6px;font-size:.9rem;opacity:.9}
.stat{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--line);font-size:.95rem}
.stat:last-of-type{border-bottom:0}.stat .k{color:var(--muted)}.stat .v{font-weight:800;text-align:right;font-variant-numeric:tabular-nums}
.stat.key .v{color:var(--teal-d);font-size:1.08rem}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:12px}
.chips button,.mini{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 12px;font:600 .85rem var(--font);cursor:pointer;color:var(--navy)}
.chips button.active,.chips button:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.warnbox{margin-top:12px;padding:10px 12px;border-radius:10px;background:#fff7ed;color:#9a3412;font-size:.88rem;display:none}
input[readonly]{background:#f3f4f6}
/* challenge */
.progress{display:flex;gap:6px;margin:0 0 22px;flex-wrap:wrap}
.progress a,.progress span{flex:1;min-width:120px;text-align:center;padding:10px 8px;border-radius:10px;background:#e9eef4;color:var(--muted);font-weight:700;font-size:.82rem;text-decoration:none}
.progress .done{background:#d6f1f0;color:var(--teal-d)}.progress .cur{background:var(--navy);color:#fff}
.pager{display:flex;justify-content:space-between;gap:12px;margin-top:22px;flex-wrap:wrap}
.check{display:flex;gap:10px;align-items:flex-start;padding:8px 0}.check input{width:20px;height:20px;margin-top:3px;flex:none}
@media print{.site-head,.site-foot,.no-print,.chips,.pager{display:none!important}body{background:#fff}.calc-grid{grid-template-columns:1fr}}