Self-paced

ClearNumber Challenge — Know your number.

A guided, four-step money education programme you can finish in an evening. You end with Your ClearNumber, a monthly investment target, a certificate, and a call to review it.

What’s included

  • Guided 4-step flow: Budget Built → Inflation Adjusted → Number Locked → Action Plan
  • Live calculator with Nigeria defaults (₦, 15% inflation, 2.5% withdrawal rate)
  • Downloadable expense worksheet + Excel template (v3, with scenario what-ifs)
  • Digital certificate of completion (PDF)
  • One 30-minute results review call with the lead consultant

The four steps

1

Budget Built

List what you spend each month across six categories: Essential, Discretionary, Healthcare, Housing, Travel and Unexpected.

2

Inflation Adjusted

Grow today’s yearly spend to your retirement year at a Nigerian inflation rate (15% by default).

3

Number Locked

Take away your expected CPS / pension, then divide the gap by a 2.5% withdrawal rate. That nest egg is Your ClearNumber.

4

Action Plan

See the monthly investment that aims at Your ClearNumber, test what-if scenarios, and write your next three moves.

How access works

  1. Pay securely. You’ll come straight back here to your access page.
  2. We email you a private access link, your certificate and the booking link for your 30-minute review call.
  3. Work through the steps at your own pace. Your numbers stay in your own browser.

No account or password needed: your private link is your access. Keep it safe.